How to Avoid Foreclosure in USA: Facing missed mortgage payments or a foreclosure notice is frightening, but there are concrete steps you can take to protect your home. This practical, step-by-step guide explains what to do now, who to call, what papers to gather, which programs can help, how to spot scams, and how to … Read more
Avoid Eviction: Facing an eviction is scary — but there are clear steps you can take right now to protect yourself, get help, and possibly stop the eviction entirely. This friendly, action-oriented guide walks you through what to do the moment you get a demand for payment, an eviction notice, or a court summons. It … Read more
Get Emergency Housing: If you’re facing homelessness or losing your housing soon, the first 24–72 hours matter. This friendly, no-fluff guide walks you through immediate actions, who to call, what to bring, and how to transition from emergency shelter to longer-term housing — using official government resources and phone lines so you can act fast … Read more
COBRA insurance and how to get coverage: Losing employer health coverage is stressful — especially if you’re in the middle of treatment or trying to avoid gaps in care. COBRA (the Consolidated Omnibus Budget Reconciliation Act) can let eligible workers and their families keep their group health plan temporarily after a qualifying event. This guide … Read more
Shopping for health insurance can feel overwhelming — but the Affordable Care Act’s Health Insurance Marketplace is built to make coverage easier to compare, afford, and use. Whether you’re new to the Marketplace or renewing coverage, this friendly, step-by-step guide explains how to get insurance through the ACA Health Insurance Marketplace, who’s eligible, when to … Read more
Turning 65 (or getting qualifying disability benefits) brings a lot of questions: Do I get Medicare automatically? When should I sign up? Which parts do I need? This friendly guide walks you through how and when to apply for Medicare, explains the four Medicare parts in plain language, shows the enrollment windows that matter, and … Read more
The Food Distribution Program on Indian Reservations (FDPIR) provides monthly USDA food packages to eligible Native American households living on reservations or in approved areas nearby. If you or your family qualify, FDPIR can be a reliable source of nutritious food — and many tribal programs work to include traditional and fresh options where possible. … Read more
School Meals and Food Programs for Children: No child should go hungry — and the U.S. has several programs that make sure kids get nutritious meals during the school year and in the summer. If you’re a parent, guardian, or caregiver, this friendly, step-by-step guide shows how to check whether your child qualifies for free … Read more
How to Get Emergency Food Assistance: If you’re hungry now, you don’t have to figure it out alone. Federal, state, and local organizations — plus a network of food banks and community partners — can connect you to free groceries, meal sites, and short-term cash or benefits. This step-by-step guide shows the fastest ways to … Read more
Avail Food Assistance Programs for Older Adults: If you’re 60 or older and money’s tight, you don’t have to go hungry. Federal and state programs exist specifically to help older adults buy healthy food, get grocery coupons, and receive monthly food packages — plus there are related supports (like SNAP and some Medicare Advantage “flex” … Read more